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FreeAgent vs Xero
Priced at four client counts, the features checked against both pricing pages.
Take FreeAgent if you want UK VAT and MTD, a one-person business and what accountants expect. Take Xero if you want what accountants expect, a mature platform with a large ecosystem and one price for everyone. FreeAgent is cheaper at every size we price.
What each one actually costs
The real monthly figure at four client counts with the add-ons each platform forces on you included, from the same engine the shortlist quiz uses. The cheaper of the two is marked on every row.
| FreeAgent | Xero | Difference | |
|---|---|---|---|
| 5 clients | $25.46 | $27 | $1.54 |
| 25 clients | $25.46 | $59 | $33.54 |
| 50 clients | $25.46 | $59 | $33.54 |
| 100 clients | $25.46 | $59 | $33.54 |
What is actually different
- FreeAgent lists an API and integrations and a mobile app where Xero does not, which is their own wording rather than something we verified.
- Xero lists inventory where FreeAgent does not, which is their own wording rather than something we verified.
No verdict from me yet
I have not used FreeAgent or Xero on camera, so everything on this page comes from their own pricing pages, re-read weekly, and nothing from my own experience. When I review either, it will be here.
Before you sign up to either
| FreeAgent | Xero | |
|---|---|---|
| Free trial | 30 days | 30 days |
| Free plan | None | None |
| Contract | Monthly or annual; no contract or setup fees, cancel from within the account (per the US page) | Monthly, auto-renews until cancelled; first month free; downgrade one month after upgrading |
| Payment fee | None on top | None on top |
Reading further
The full price ladder, every plan and the add-ons charged on top are on each platform's own page. If neither of these two is quite it, each page also has the alternatives ranked against it.
People search for this comparison as: freeagent vs xero, freeagent vs xero reddit, freeagent vs xero vs quickbooks, xero vs freeagent.
Questions people ask about these two
Is FreeAgent or Xero cheaper?
FreeAgent is cheaper at every size we price.
How much does FreeAgent cost a month?
FreeAgent is $25.46 a month at every size we price, from 5 to 100 clients, read off their own pricing page and re-checked every week.
How much does Xero cost a month?
Xero is $27 a month at 5 clients and $59 at 100 clients, read off their own pricing page and re-checked every week.
Does FreeAgent or Xero have a free trial?
FreeAgent publishes a 30-day free trial. Xero publishes a 30-day free trial.
Make a third option? If you make accounting and invoicing platforms and it is missing from this list, ask to be shortlisted. Listings are free and cannot be bought.
Neither, or not sure?
A head to head only helps once you have picked the two. The shortlist asks 7 questions about what you need the books to do and where you are based, and gives you four picks priced at your own numbers, from all 14.
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