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Wave vs Zoho Books
Priced at four client counts, the features checked against both pricing pages.
Take Wave if you want a free plan you can run on, the cheapest way to invoice and getting paid first. Take Zoho Books if you want a free plan you can run on, growing into a finance team and US sales tax. Wave is cheaper at every size we price.
What each one actually costs
The real monthly figure at four client counts with the add-ons each platform forces on you included, from the same engine the shortlist quiz uses. The cheaper of the two is marked on every row.
| Wave | Zoho Books | Difference | |
|---|---|---|---|
| 5 clients | $19 | $20 | $1 |
| 25 clients | $19 | $20 | $1 |
| 50 clients | $19 | $20 | $1 |
| 100 clients | $19 | $20 | $1 |
What is actually different
- Zoho Books lists AI features, an API and integrations, inventory, multi-currency, project and time tracking, recurring invoices and subscriptions, reports and VAT or sales tax filing where Wave does not, which is their own wording rather than something we verified.
No verdict from me yet
I have not used Wave or Zoho Books on camera, so everything on this page comes from their own pricing pages, re-read weekly, and nothing from my own experience. When I review either, it will be here.
Before you sign up to either
| Wave | Zoho Books | |
|---|---|---|
| Free trial | None published | 14 days |
| Free plan | None | None |
| Contract | Starter is free; Pro monthly or annual, per business | Monthly or annual billing (annual is cheaper per month); prices exclude local taxes |
| Payment fee | None on top | None on top |
Reading further
The full price ladder, every plan and the add-ons charged on top are on each platform's own page. If neither of these two is quite it, each page also has the alternatives ranked against it.
People search for this comparison as: wave accounting vs zoho, wave accounting vs zoho books, zoho books vs wave.
Questions people ask about these two
Is Wave or Zoho Books cheaper?
Wave is cheaper at every size we price.
How much does Wave cost a month?
Wave is $19 a month at every size we price, from 5 to 100 clients, read off their own pricing page and re-checked every week.
How much does Zoho Books cost a month?
Zoho Books is $20 a month at every size we price, from 5 to 100 clients, read off their own pricing page and re-checked every week.
Does Wave or Zoho Books have a free trial?
Wave has a Starter plan at $0. Zoho Books publishes a 14-day free trial and a Free plan at $0.
Make a third option? If you make accounting and invoicing platforms and it is missing from this list, ask to be shortlisted. Listings are free and cannot be bought.
Neither, or not sure?
A head to head only helps once you have picked the two. The shortlist asks 7 questions about what you need the books to do and where you are based, and gives you four picks priced at your own numbers, from all 14.
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